₹4.48 lakh cr of unpaid loans written off by govt banks in 4 yrs
Indian PSBs wrote off over ₹4.48 lakh crore NPAs in four years, with SBI leading at ₹80,197 crore. The government says write-offs are technical and recoveries continue, but gave no recovery data. Gross NPAs dropped from 9.11% in 2021 to 2.58% in 2025, reflecting improved asset quality amid challenges.