UPI’s next phase to include biometric, chat-based payment: Report
UPI's next growth phase will be driven by biometric authentication and "chat-and-pay" features, according to Worldline's report. As UPI expands globally to markets like Singapore and the UAE, innovations like UPI Autopay and credit-on-UPI are reshaping digital payments. With RBI and NPCI's push, India's UPI ecosystem is entering a more seamless and inclusive era.