What is 'Days Past Due' (DPD) and how does it affect credit score?
Days Past Due (DPD) in your CIBIL report shows how late your credit payments are. A lower DPD signals timely payments, boosting your credit score, while a higher DPD can hurt it. Calculated as payment date minus due date, even a one-day delay counts. Always pay on time, monitor reports, and dispute any errors to maintain a healthy credit profile.