What is the 4% rule of withdrawal from corpus after retirement?
The 4% rule is a retirement guideline suggesting that 4% of total retirement corpus can be withdrawn in first year, with amount increasing annually based on inflation. For example, ₹1-crore corpus would allow ₹4-lakh withdrawal initially, which can be increased according to inflation (usually 5-6% in India). It helps reduce risk of depleting savings, however, results depend on market conditions.