A lump sum investment of ₹9 lakh in gold will generate a total value of ₹37,59,523 in 15 years at 10% expected annual return rate, as per NDTV Profit. If a similar amount is invested in mutual funds, it is expected to generate ₹49,26,209 (12% annual growth rate). A similar amount in FDs will generate ₹24,83,128 (7% annual return rate).