If a person invests ₹8,000 in mutual funds monthly for 17 years, they will get an estimated return of ₹37.11 lakh at an expected 12% annual return, taking their total corpus to ₹53.43 lakh, NDTV Profits stated. With lump sum ₹2 lakh investment, it will take 29 years to reach ₹53.5 lakh corpus at an expected annual return of 12%.