To make ₹1 crore in 10 years using gold and mutual fund investments, a person can make a monthly ₹20,000 investment in gold at a 10% expected rate of return, creating a corpus of ₹41,31,040 in the time period, NDTV Profit reported. Meanwhile, a ₹25,000 monthly mutual fund SIP at 12% will make ₹58,08,476 in 10 years.