Asset management professional Radhika Gupta said, "Just because you have ₹10 lakh to invest...doesn't mean you should jump into SIF." She added, "You need to have ₹1 crore-₹2 crore liquid net worth to invest a major part of your corpus into SIF." Specialized Investment Fund (SIF) is a new asset class which falls between Mutual Funds and Portfolio Management Services.