India's digital payments are set for exponential growth, with transactions rising from 206 billion in FY25 to 617 billion by FY30, and total value tripling to ₹907 trillion, says PwC. Credit cards lead with 21.7% CAGR, while UPI dominates retail payments. Innovations like RuPay integration, virtual cards, and IoT payments are reshaping India's cashless future.