The share of fintech non-banking financial companies (NBFCs) in personal loan disbursal has increased to 74% in FY25, a report by Fintech Association for Consumer Empowerment said. This is nearly three-fold growth over the past six years. Data shows that these firms have distributed close to 11 crore personal loans. Other NBFCs distributed 2.5 crore loans worth ₹2.2 lakh crore.