This Diwali, the centre government’s policy triad has boosted household budgets. The Union Budget made income up to ₹12 lakh tax-free under the new regime, while the RBI cut the repo rate by 1%, lowering EMIs. A GST reset simplified slabs to 5% and 18%, easing prices. Together, these steps put nearly ₹1.5 lakh more in middle-class pockets.