To save ₹3-lakh year-end travel fund, NDTV Profit suggested one can set up a recurring deposit of ₹25,000, or can also send the amount to separate account, to avoid spending it. It further suggested exploring part-time work as earning ₹5,000-₹10,000 can avoid cutting back on lifestyle. It also suggested investing in liquid mutual funds, that may give 6-7% annual return.