Founded in 2023 by Harsh Jain and Kunal Kabra, Kustodian.life helps families recover EPF, pension, and EDLI claims with transparency and empathy. Backed by partnerships with Wadhwani Foundation, Bharatsure, and Mobikwik, the startup combines AI-led efficiency with human support. With 90% customers coming via referrals, it’s reshaping how India secures its financial legacy.