If a buyer converts ₹1.5 lakh iPhone 17 Pro Max's price into a 36-month EMI plan, it'll roughly come up to ₹4,200/month. Trivesh D, Tradejini COO, said that ₹4,100 monthly SIP for three years, assuming an average 12% mutual fund return, could grow one's investment to about ₹1,76,600. "Choosing to use money differently can make a big difference," Trivesh said.