Investing ₹100 daily in SIPs for 20 years would equal investment of ₹5.28 lakh, with estimated returns of ₹14.95 lakh at average of 12% annual returns and total corpus of ₹20.23 lakh. On the other hand, investing ₹3,000 monthly in SIPs would give ₹27.59-lakh corpus with ₹20.39-lakh returns on ₹7.2-lakh investment. Thus, monthly investments help people invest and earn more.