A person investing ₹5,000 monthly in a SIP at 15% per annum will earn ₹13.76 lakh in 10 years, with a total investment value of ₹6 lakh, as per SEBI's SIP calculator. In 20 years, the same investment will give return of ₹74.86 lakh with total investment value of ₹12 lakh. The investment would fetch ₹3.46 crore in 30 years.