LoanTap has raised ₹74 crore in a pre-Series C round, including ₹54 crore equity led by July Ventures and ₹20 crore in venture debt. The funds will support its supply chain financing for small retailers. Using its BICRI credit engine, LoanTap has disbursed ₹1,000+ crore so far and plans to reach 2 lakh retailers and fund 1 million invoices.