The richest 5% families by income in Maharashtra earning ₹10.7 lakh/annum and saving 30.2% of the income will have to save for 109 years to afford an average 1,184 sqft ₹3.5-crore home in Mumbai, a TOI report said. Richest 5% families in Haryana and Delhi will have to save for 64 and 35 years respectively for a similar sized house.