Muthoot Finance surged over 10% after Q1 PAT rose 65% YoY to Rs 1,974 cr, with loan AUM up 37%. Subsidiaries posted robust growth, and asset quality improved. Morgan Stanley, Jefferies, and Motilal Oswal raised targets, seeing up to 17% upside. Analyst Saurabh Sahu expects sustained momentum, citing strong capital adequacy and RBI rate-cut tailwinds. Stock is up 24.8% YTD.