Public Sector Banks are hitting new profit highs as RoA crosses 1%, with earnings touching ₹1.5 lakh crore, says Motilal Oswal. Strong balance sheets, better asset quality, and growth in Retail, Agri, and MSME segments have driven this turnaround. PSBs even outpaced private banks in loan growth for FY25, signalling a steady profitability path ahead.