State Bank of India (SBI) has classified Anil Ambani and his firm Reliance Communications as 'fraud' and is in the process of lodging a complaint with CBI, MoS for Finance Pankaj Chaudhary said. The company is undergoing insolvency resolution, the plan for which is awaiting NCLT's approval. SBI's exposure in Reliance Communications includes ₹2,227.64-crore fund-based principal outstanding.