UGRO Capital’s 2025 Impact Report reveals 78% of its borrowers are first-generation entrepreneurs. With ₹11,067 crore AUM and 1,35,000 MSMEs supported, UGRO uses AI and data to bridge India’s 48% MSME credit gap, especially in Tier-3+ towns. Led by Shachindra Nath, the NBFC focuses on financial inclusion, women-led ventures, and tech-driven lending aligned with policy support.