Union Budget 2025-26 raised the KCC loan limit from ₹3 lakh to ₹5 lakh, benefiting 7.72 crore farmers. This move aims to enhance financial support and boost agricultural investment. Under the Modified Interest Subvention Scheme, farmers get a 1.5% interest subvention on short-term agricultural loans up to ₹3 lakh, ensuring a concessional rate of 7% per annum.